New Auto Loans
Drive away in your dream car with our competitive rates and hassle-free loan process. Enjoy flexible terms of up to 84 months, no prepayment penalties, and affordable GAP coverage to protect you financially. Apply for a new auto loan today and start saving!
Our Credit Union New Auto Loans Help You Save More
Our new auto loans in Ohio make it easy to upgrade your ride. Our application process is quick and easy with minimal paperwork, and we’ll give you a quick loan decision so you can get behind the wheel of your new car without delay. Apply for a credit union loan today and let us help you get a great deal on your next vehicle!
Competitive Rates
Our low rates help you keep more of your hard-earned money.
Flexible Terms
Choose a repayment option that fits your budget with our flexible loan terms.
Loan Pre-Approval
Find out how much you qualify for to save time while vehicle shopping.
Easy Loan Application
Get behind the wheel faster with our simple, stress-free loan application process.
New Auto Loans in Ohio
Downshift your payments with our new auto loans! Our low-interest loans with flexible terms help you drive away with a new set of wheels and payments that work for your budget. There are zero hidden fees, minimal paperwork, and no headaches!
Get pre-approved before you search for the perfect ride to help you save time. Optional GAP insurance is also available to protect you financially by covering the difference between your car's value and what you owe in case of a total loss. Apply for an auto loan today for personalized service and a fast loan decision!
Our Low-Interest Auto Loan Rates
Vehicle Loans Annual Percentage Rate (APR) as low as*
| Maximum Term | 24 Months | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months |
|---|---|---|---|---|---|---|
| New Vehicles (2024 or newer) | 6.45% APR* | 6.45% APR* | 6.45% APR* | 6.45% APR* | 6.70% APR* | 6.95% APR* |
|
All Tiers, All Terms |
||||||
APR = Annual Percentage Rate
*New vehicle rate is for the current model year or prior model year with fewer than 15,000 miles. Term of loan will depend on the age of the vehicle and the amount financed. For all vehicle rate tiers there is a .25% increase for loan amounts exceeding book value book value from 110% to 119% and a .50% increase for loan amounts exceeding book value above 120%. Subject to credit approval. All annual percentage rates and annual percentage yields subject to periodic change. Call us for further information on applicable fees and terms. Rates apply to new loans only. Rates are quoted as low as. Your actual rates and repayment terms will be based on your credit history. The minimum loan amount on an auto loan for 72 months is $20,000 and for 84 months $30,000.
Prime rate for the quarter beginning 7/1/24 is 8.50%
Additional Features of Our Credit Union New Auto Loans
Skip-a-Pay Option
Need a break? Our Skip-a-Pay service lets you skip two payments per year and as many as five over the course of your loan.
No Prepayment Penalties
Make extra payments or pay off your loan early to save on interest.
Fast Loan Decisions
Say goodbye to long waits with a quick loan decision that puts you in the driver’s seat sooner.
No Hidden Fees
Our transparent terms ensure a clear and simple loan experience from start to finish.
Optional Credit Life & Credit Disability Insurance
Optional insurance ensures your loan payments will be made in the event of an accident, injury, or death.
Affordable GAP Insurance
Protect yourself from an unexpected loss with GAP insurance that covers the difference between your car's value and what you owe.
How to Apply for a New Auto Loan
Step
1
Apply for a Loan
Conveniently apply online by clicking the button below, by phone, or in person at a branch.
Step
2
Application Review
We’ll review your loan application, crunch the numbers, and give you a fast loan decision.
Step
3
Finalize the Loan
Have the dealer send us a purchase agreement and we'll help with the closing. Sign loan documents on the go from anywhere or in the branch!
