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The New Visa Signature® Unlimited Cash Back Credit Card

Special Promotional Offer

0% Intro APR for 12 months on purchases and balance transfers made in the first 90 days.**

UNLIMITED

 

  • Earn 4%* on gas and travel

  • Earn 3%* on dining out

  • Earn 2%* on groceries

  • Earn 1% on everyday purchases

  • No expiration on cash back amounts

  • 16.49% - 23.49% APR

  • No annual fee 

  • $1,000,000 Travel Accident Insurance

*These earn categories are subject to an annual $15,000 aggregate spend limit. Additional purchases will earn back at 1% cash back.
**Credit Card Disclosure. Balance transfer must be from a non-OUCU card or loan. Balance transfer fee is $10 or 2% of the amount of each transfer, whichever is greater.

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OUCU & Visa Credit Card Benefits

  • Local member service

  • Contactless pay

  • Digital wallet

  • Access through online banking
     

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EXPLORE EXCLUSIVE VISA Signature UNLIMITED Benefits!

Airport-Lounge

Airport Lounge Priority Pass™

Two free visits per year and a complimentary Priority Pass Membership, an exclusive OUCU Visa Signature Unlimited Benefit! 

Priority Pass is the world’s largest independent airport lounge program, and access is not dependent on a specific airline or ticket class. 

Complimentary Priority Pass Membership 

  • Get two free visits per year, $35 for each accompanying guest. 
  • $35 for each visit after your two complimentary entries. 
  • Use your Visa Signature Unlimited Cash Back Card as your lounge pass. 
  • You must have a same-day ticket on an eligible airline to access the lounge. 
  • Digital membership card with Priority Pass app available.  
  • Travel in style and enjoy complimentary refreshments away from the hustle and bustle of the departure hall. 

Activate Your Priority Pass Now!

Find a Lounge

Members accept and must follow the conditions of use of the Priority Pass program.

Travel

Visa Signature Concierge

Helping cardholders research, book travel, make dining reservations, find event tickets, and event help with shopping! 

Your Complimentary 24/7 Concierge, personal assistance for travel planning and more- available anytime, anywhere.

The Visa Signature Concierge Service fulfills the following types of requests:

  • Travel Coordination - Domestic and International planning for air travel, lodging, recreation, and ground transportation, including reservations and arrangements
  • Dining, Entertainment & Recreation - Such as sports and performance event tickets, dining reservations
  • Personal Services - Such as gift ideas and flower delivery
  • And More

Talk to your concierge now
1-800-953-7392 (within U.S.)
1-630-350-4551 (collect outside U.S.)

Learn more

*Free if issuer uses Visa Signature Concierge; Issuer pays if contracting with a concierge vendor; Cardholders pay for any services used.
 

travel

Travel & Emergency Assistance Services

As a covered cardholder, you, your spouse and dependent children under 22 years old who are traveling with can call a dedicated toll-free number in the U.S., or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received. 

Services include:

  • Medical Referral and Emergency Transportation Assistance 
  • Emergency Message Service 
  • Prescription Assistance and Valuable Document Delivery Arrangements - can accommodate prescription needs or transport critical documents 
  • Legal Referral Assistance
  • Emergency Ticket Replacement - arranges the replacement of new tickets, and assists with reimbursement 
  • Lost Luggage Locator Service 
  • Emergency Translation Service 

To use the services, simply call the toll-free, 24-hour Benefit Administrator line at 1-800-992-6029. If You are outside the United States, call collect at 1-804-673-1675.

Terms and Conditions

More Great Visa Signature Experiences

Getting the most value out of your benefits starts with being aware of the benefits you have access to.

Hotel

Visa Signature Luxury Hotel Collection

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Universal

Universal Destinations & Experiences

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Rentals

Visa Signature Rental Privileges

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Wine

Explore Sonoma County Wineries

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Golf

Silver Status Troon Golf Rewards

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Travel

Concierge & Travel Assistance

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universal

Universal Destinations & Experiences

Visa Signature is the official way to pay at Universal Orlando Resort and Universal Studios Hollywood. 

Exciting benefits include: Discounted tickets, Savings on select merchandise and a complimentary appetizer.
 

orlando

Universal Orlando Resort

Located in Orlando, FL, is an award-winning theme park destination that welcomes all to truly be themselves while enjoying world-class attractions that redefine theme park experiences.

VISIT UNIVERSAL ORLANDO 

 

orlando

Universal Studio Hollywood

Located in Universal City, CA, includes a full-day, movie-based theme park and Studio Tour – delivering highly-themed immersive lands that translate to real-life interpretations of iconic movies and TV.

visit universal hollywood

 

Wine

Explore Sonoma County Wineries with Visa Signature®

Savor, taste, and buy award-winning, handcrafted wines through Sonoma County Vintners year-round.

Sonoma County Vintners, Visa Signature®, and Visa Infinite® are pleased to offer year-round benefits and exclusive access to Visa Signature and Visa Infinite cardholders at more than 25 select Sonoma County Visa Signature® wineries.

Just look in your wallet; if your card says Visa Signature or Visa Infinite, you have instant access to dozens of perks like this one, and many others. Visit Visa Signature for more details about Visa Signature perks.

Learn more