The New Visa Signature® Unlimited Cash Back Credit Card
Special Promotional Offer
0% Intro APR for 12 months on purchases and balance transfers made in the first 90 days.**
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Earn 4%* on gas and travel
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Earn 3%* on dining out
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Earn 2%* on groceries
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Earn 1% on everyday purchases
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No expiration on cash back amounts
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16.49% - 23.49% APR
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No annual fee
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$1,000,000 Travel Accident Insurance
*These earn categories are subject to an annual $15,000 aggregate spend limit. Additional purchases will earn back at 1% cash back.
**Credit Card Disclosure. Balance transfer must be from a non-OUCU card or loan. Balance transfer fee is $10 or 2% of the amount of each transfer, whichever is greater.
OUCU & Visa Credit Card Benefits
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Local member service
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Contactless pay
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Digital wallet
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Access through online banking
You could win a trip to Maui, thanks to Visa!
Say Aloha to Your Next Adventure.
When you make a qualifying purchase using an OUCU Visa credit card from November 1 – December 31, 2025 you are automatically entered for a chance to win a trip to Maui.
One Grand Prize Trip to Maui, Hawaii!
• Round-trip airfare for you and a guest
• 5-night stay at a luxury hotel
• 2 Exclusive Maui excursions
• $1,000 Visa Prepaid Product
Plus, 50 cardholders will win a $500 Visa Prepaid Product!
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Open to 50 U.S./D.C. & PR, 18+ or age of maj. Void where prohibited. Ends 12/31/25. For details, including non-purchase entry method and eligible Visa credit cards, click here
EXPLORE EXCLUSIVE VISA Signature UNLIMITED Benefits!
Airport Lounge Priority Pass™
Two free visits per year and a complimentary Priority Pass Membership, an exclusive OUCU Visa Signature Unlimited Benefit!
Priority Pass is the world’s largest independent airport lounge program, and access is not dependent on a specific airline or ticket class.
Complimentary Priority Pass Membership
- Get two free visits per year, $35 for each accompanying guest.
- $35 for each visit after your two complimentary entries.
- Use your Visa Signature Unlimited Cash Back Card as your lounge pass.
- You must have a same-day ticket on an eligible airline to access the lounge.
- Digital membership card with Priority Pass app available.
- Travel in style and enjoy complimentary refreshments away from the hustle and bustle of the departure hall.
Activate Your Priority Pass Now!
Members accept and must follow the conditions of use of the Priority Pass program.
Visa Signature Concierge
Helping cardholders research, book travel, make dining reservations, find event tickets, and event help with shopping!
Your Complimentary 24/7 Concierge, personal assistance for travel planning and more- available anytime, anywhere.
The Visa Signature Concierge Service fulfills the following types of requests:
- Travel Coordination - Domestic and International planning for air travel, lodging, recreation, and ground transportation, including reservations and arrangements
- Dining, Entertainment & Recreation - Such as sports and performance event tickets, dining reservations
- Personal Services - Such as gift ideas and flower delivery
- And More
Talk to your concierge now
1-800-953-7392 (within U.S.)
1-630-350-4551 (collect outside U.S.)
Learn more
*Free if issuer uses Visa Signature Concierge; Issuer pays if contracting with a concierge vendor; Cardholders pay for any services used.
Travel & Emergency Assistance Services
As a covered cardholder, you, your spouse and dependent children under 22 years old who are traveling with can call a dedicated toll-free number in the U.S., or call collect when traveling abroad. Keep in mind this program provides assistance only. Cardholders are responsible for the cost of any services received.
Services include:
- Medical Referral and Emergency Transportation Assistance
- Emergency Message Service
- Prescription Assistance and Valuable Document Delivery Arrangements - can accommodate prescription needs or transport critical documents
- Legal Referral Assistance
- Emergency Ticket Replacement - arranges the replacement of new tickets, and assists with reimbursement
- Lost Luggage Locator Service
- Emergency Translation Service
To use the services, simply call the toll-free, 24-hour Benefit Administrator line at 1-800-992-6029. If You are outside the United States, call collect at 1-804-673-1675.
More Great Visa Signature Experiences
Getting the most value out of your benefits starts with being aware of the benefits you have access to.
