Credit unions were founded on the idea of people helping people. As a not-for-profit financial cooperative, this philosophy continues to drive everything we do. Our not-for-profit banking, our loans, our community service is all built around giving you financial well-being to help achieve the life you’re building.
Our new 2500 sq. foot office between Meijer and Steak & Shake will feature:
• ITM video tellers, in office and drive-thru
• ITMs are also ATMs, available 24/7
• Local member service for loans and accounts
Our one-on-one banking and lending experts will help guide you along your journey to financial health and security. We have the right solutions for all your financial needs.
We offer banking and financial services that help you succeed.
Free checking – No minimum balance or monthly fees, free debit card
Savings – Savings accounts and certificate specials to build your safety net.
IRA – Our new IRA High Yield savings will help fund your future.
Home loans – We can help with purchase, refinance, equity loans and lines of credit, and construction loans. Our team will be with you every step of the way.
Auto loans – Affordable loans for new, used, and refinanced vehicles, with flexible terms.
Personal loans – Consolidate debt or finance a large purchase or special event with a personal loan or line of credit.
Recreational Loans - Get out there with a loan for new or used camper, UTV, boat and motorcycle.
Great rates - We offer competitive rates, plus get 0% intro APR for 12 months on purchases and balance transfers in the first 90 days!
Cash back – Earn up to 4% cash back!
Benefits – Airport Lounge Priority Pass benefit, Visa concierge and more!
Rental Property Loans: From cabins to multi-family, we've got it covered.
Term Loans – When you need solutions for long-term working capital and equipment
Commercial Real Estate Loans - Purchase or refinance your commercial real estate
With OUCU Video Teller ITMs you’ll have live teller access during regular business hours to assist with your transaction at all locations. Tap the screen to get started and push the help button in the bottom left corner to call the teller.
No debit card needed.
• make a loan payment
• cash checks
• transfer funds
• get help with everyday banking needs
• and more
The new branch will not be able to accept or issue coin.
LOBBY
Monday - Friday: 9am – 5pm
Saturday: CLOSED
DRIVE-THRU VIDEO TELLER ITMS
Monday - Friday: 9am – 5:30pm
Saturday: 9am – 1pm
ITMs works as ATMs 24/7.
Free ATM Access
Enjoy access to 12,000 no surcharge ATMs through the Sum and Alliance One networks and 11 OUCU ATMs/ITMs.
Free Digital Banking
Access your accounts anywhere, anytime with free online banking, bill pay, mobile banking and mobile deposit. We also offer convenient phone banking.
Visit a Branch
We offer 4 branch locations in Fairfield, Hocking and Athens counties, as well as Call Center access.
Shared Branching
Over 5,600 branches around the country participate in the Shared Branching credit union network. Access your account at the teller to make deposits, withdrawals, transfers and loan payments.
Formerly Ohio University Credit Union, we changed our name to OUCU Financial to reflect our growing membership. While we’ve always served those in Southern Ohio, now people who live, work, worship, and go to school in Athens, Hocking, Fairfield, Meigs, Morgan, Perry, Vinton, and Washington counties can join.
OUCU was founded in 1955 by former Ohio University Economics Professor Dr. Harry Crewson, who would later become president of the university. Dr. Crewson wanted a financial institution where people could borrow and save at reasonable rates. Through the years, we’ve kept true to the ‘people helping people’ credit union philosophy.
Received Bauer Financial’s 5-star Superior rating for strength based on financial data as of 9/30/24.
Your deposit accounts are federally insured up to $250,000 by the NCUA.
Your next $250,000 is insured by Excess Share Insurance, the nation's largest private deposit insurer.
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