Blog
7 Must-Know Tips to Stay Safe This Cybersecurity Awareness Month
October 9, 2024
October is Cybersecurity Awareness Month, and there's no better time to strengthen your defenses against online threats.
Read More »How to Protect Your Data in Light of the National Public Data Breach
September 25, 2024
With the National Public Data breach exposing millions of Social Security numbers and other sensitive info, it's more important than ever to safeguard your identity.
Read More »Home Equity Line of Credit Benefits
July 29, 2024
Car Loans: How Much You Can Get Approved For
July 22, 2024
One of the most frequently asked questions we receive is “how much car loan can I get approved for?” Knowing that information as you’re looking for the perfect vehicle is essential because it helps you narrow down your search.
Read More »How to Get Pre-Approved for a Car Loan
April 3, 2024
HELOC vs. Home Equity Loans
February 29, 2024
How to Qualify for a Home Loan
February 16, 2024
Discover how to qualify for a home loan as a first-time buyer. Learn about credit scores, loan types, and more with OUCU Credit Union's tailored support.
Read More »Best Mortgage Loans for First-Time Home Buyers
December 22, 2023
Purchasing your first home is an exciting milestone in life.
Read More »Are your kids cyber-safe this school year?
September 8, 2023
Teach your kids these cybersecurity tips to make back-to-school safe and secure.
Read More »Protect Yourself with Credit Monitoring
June 23, 2023
Identity Theft Happens, Monitoring Your Credit Report Can Protect You from Fraud.
Read More »Protect Yourself from Tax Season Scams
March 24, 2023
It's tax season, which can be a very busy time. Meanwhile, in the criminal world, fraudsters are busy executing schemes in an attempt to steal your identity and money. Here are some tips and tricks on how to stay safe this tax season.
Read More »10 Benefits of Joining a Credit Union
January 13, 2023
Credit unions are a great alternative to big banks because they provide personalized, local service and tend to offer lower rates on loans and higher rates on savings. Plus, credit unions offer all the other products and services you expect to get from a nationwide bank.
Read More »How to Pay for a Wedding
November 21, 2022
There is no getting around it: weddings can be expensive. As a matter of fact, a wedding is one of the most expensive events you will face as a couple. Determining how to pay for a wedding can help the wedded bliss last past the honeymoon.
Read More »Are Personal Loans Tax Deductible?
November 21, 2022
A personal loan is a good option when you need money in a relatively short amount of time. Personal loans can help you cover the cost of home repairs and renovations, pay for emergencies, consolidate high-interest debt, and much more!
Read More »Buying a Car Out of State: Everything You Need to Know
September 28, 2022
Buying a car out of state is increasingly common as more and more people turn to online search tools and peer-to-peer selling networks to find a new vehicle.
Read More »Tips for Buying a Car From a Private Seller
September 28, 2022
Buying a car from a private seller means you get to choose from a wide range of used vehicles that you might not find at the local dealership. You could potentially find unusual makes and models or even classic cars. You may also get a great deal!
Read More »Social Media Hijacking: What it is & How To Stay Safe
August 5, 2022
Social media hijacking has dramatically increased due to cybercriminals. Find out what it is, why cybercriminals do it, and how you can stay safe.
Read More »What Are Payday Loans and Why Are They Dangerous?
June 30, 2022
How to Get a Personal Loan With No Credit
June 30, 2022
In life, certain large expenses can come your way from time to time. And when that happens, you may not always want to pay for those costs out of pocket. When these situations arise, it's often useful to be able to get a loan to help you cover those costs.
Read More »How to Finance a Rental Property
June 30, 2022
Owning rental property is a great way to build wealth. After making a down payment, you can use the monthly rental receipts to make the mortgage payments. After repaying the loan, you can then sell it for a large lump sum payment or continue to collect rent from it.
Read More »What You Should Know Before Buying a Rental Property
March 29, 2022
Purchasing a rental property can be an incredibly smart financial decision to grow your wealth and assets
Read More »Why Get a Personal Loan From a Credit Union?
January 31, 2022
Personal loans are the ideal option for financing life’s unexpected events. There are many reasons why you may need to obtain a personal loan. From debt consolidation to financing a major life event, personal loans can help you get the funds you need – quickly.
Read More »Personal Loan vs. Credit Card: Which Should You Use?
January 31, 2022
Personal loans and credit cards are both useful financial tools that offer convenient access to funds, but they work in slightly different ways. So how do you know which one is best to use in different situations?
Read More »Auto Financing Guide for First-Time Car Buyers
December 8, 2021
Buying a car for the first time is one of life's most exciting steps. But as a first-time car buyer, maybe you're unsure about the best way to finance your purchase.
Read More »Personal Loans vs. Lines of Credit: Which Is Better?
December 8, 2021
When comparing a personal loan vs. line of credit, you may think there is little to no difference. Both offer you access to money, whether you need it for an emergency, a home improvement project, or to fund a major life event.
Read More »What's the Best Time to Buy a Car?
December 8, 2021
Did you know that there is a best time to buy a car?
Read More »What Is a Secured Personal Loan?
December 2, 2021
Maybe you're thinking: I know what a personal loan is, but what is a secured personal loan? Luckily, the answer is simple. The secured part means your lender uses your savings or certificate funds as collateral for your loan.
Read More »8 Ways To Use Personal Loans in Athens, OH
December 2, 2021
As an Athens, OH resident, you might find yourself wanting or in need of a personal loan. It could be due to an emergency, a strategic financial move to consolidate debt, or because you want to finance a large purchase.
Read More »When Should You Refinance Your Car Loan?
December 2, 2021
If you’re thinking about refinancing your car but not sure it’s worth it, you’re not alone. It may sound good in theory, but it’s a personal decision and there is no one-size-fits-all answer.
Read More »What Is GAP Insurance + What Does It Cover?
December 2, 2021
GAP insurance is one of those things in life that you never hear about until you need it. If your car is wrecked or stolen, GAP – or Guaranteed Asset Protection – insurance can mean you walk away debt-free instead of owing money on your auto loan.
Read More »What Credit Score Do I Need To Buy a Car?
July 23, 2021
If you’re planning to finance a vehicle, but don’t have the best credit, you may be concerned about your chances of being approved.
Read More »4 Steps To Qualify for a Car Loan
July 20, 2021
If you’re looking to buy a car relatively soon, you may have started thinking about what the process of getting a car loan might look like. The process can seem confusing, but we’re here to demystify it.
Read More »Signed and Sealed: Notary Services
June 17, 2021
Have you ever needed to use notary services and wondered what a notary does?
Read More »How Is Your Auto Loan Interest Calculated?
June 15, 2021
If you have a car loan, you probably know that part of your monthly payment goes to interest.
Read More »Secured vs Unsecured Loans
May 25, 2021
There are two different types of loans: secured loans and unsecured loans. Understanding the differences between the two and determining which is right for your situation is an important part of reaching your financial goals.
Read More »What are the Requirements for a Car Loan?
May 17, 2021
Do you need a new (or new-to-you) car? Unless you can pay for the vehicle entirely out-of-pocket, you will need to secure a car loan to drive away in a new ride.
Read More »What Is The Average Car Loan Length?
May 6, 2021
If a new vehicle is in your plans, don’t get sucked into the excitement of the sale, agreeing to a loan length that might not be right for you.
Read More »How Will I Manage to Send My Child to College?
May 5, 2021
Being able to send your child to college is near the top of the wish list for most parents. The best thing to do is to start saving as early as possible.
Read More »Managing Debt
July 7, 2020
Most people have to borrow money at some point, and many struggle to pay it back. But debt is a burden that doesn't have to break the bank.
Read More »Refinancing Your Home
March 26, 2020
You might be one of many Americans who could benefit from refinancing your home.
Read More »Auto Loan Rates
February 21, 2020
You may have heard the saying, “It’s not the destination; it’s the journey.” We agree, and we want to help you on your car buying journey.
Read More »5 Reasons To Get A Car Loan Pre-Approval
February 19, 2020
There are many decisions you have to make when purchasing a vehicle. The size, color, make, and model of your car are all critical choices, as well as which dealership and financing to use.
Read More »Auto Loans - Know Your Financing Options
February 5, 2020
Whether you want a used or new auto loan, have no credit or bad credit, or need to refinance your vehicle, there are special financing options available.
Read More »What Does It Mean to Finance a Car
January 29, 2020
When you finance a car, you take out an auto loan and borrow money to cover some or all of the purchase price, plus fees. You pay interest on the money you borrow—but this is generally considered a good tradeoff.
Read More »New vs. Used Car Loans [A Guide]
November 25, 2019
When you’re ready to purchase a vehicle, there are many factors to consider. Car or truck. Sedan or coupe. Black or silver. New or used. With so many decisions to make, you don’t want not knowing whether you should select a new vs. used car to hold up the process.
Read More »How To Get A Personal Loan [Step-By-Step Guide]
November 12, 2019
Whether you need to fund an emergency, a once in a lifetime adventure, or a large purchase, there are many reasons why taking out a personal loan is a great option.
Read More »Best Personal Loan Rates & What Influences Them
October 25, 2019
When qualifying for a personal loan, two things matter most - the amount you are eligible for and your interest rate.
Read More »How to Qualify for Low Interest Personal Loans
October 16, 2019
Whether you need to pay for an emergency, a once in a lifetime opportunity, or home project, you want a low-interest rate. If you get stuck with a high rate, the amount that you pay back is higher than what you'd expect.
Read More »10 Reasons Why You Need a Small Personal Loan
September 18, 2019
There are many reasons to take out a personal loan. Unlike a car loan or a home loan, funds you receive can be earmarked to cover several types of expenses.
Read More »New Car Financing Guide
September 10, 2019
You found it. Your dream car. Now you just have to figure out how to pay for it.
Read More »How To Get The Best Personal Loan
August 7, 2019
If you’ve never used a personal loan or it’s been a while, you’re in for a surprise: Today’s loans are not the one-size-fits-all options of the past. Now, you can get a personal loan to fit just about any financial need or situation.
Read More »Financing for a Used Car Loan
July 30, 2019
Many people choose to buy a used car because new cars are more expensive and tend to depreciate (or drop in value) much faster than used cars. Luckily, you can get an auto loan for both new and used vehicles.
Read More »Car Finance Options for Ohio University Staff & Students
July 1, 2019
Financing a vehicle is not a one size fits all process.
Depending on your specific needs and preferences, the car buying journey involves many variables and choices.
Car Finance Resources
June 6, 2019
We’re here to make the process of financing a car as easy as possible. Whether you’re looking for user-friendly auto loan calculators to make estimating payments easier, or simply want auto finance tips from lending experts, you’ve come to the right place.
Read More »