Identity Theft

We're your partner in protecting your good name!
Criminals may attempt to use your personal information to fraudulently open accounts and purchase products -- leaving you to pay the bill.

Ohio Attorney General Guidelines

If your purse or wallet is stolen

• File a police report
• Send copies of the police report to your financial institution, credit card companies, and insurance company
• Close credit card and bank accounts
• Open new accounts opened with new numbers
• Report lost or stolen credit cards to the three credit bureaus in writing

If you are a victim of identity theft

• Notify the financial institutions and credit card companies where the fraud occurred
• Place fraud alerts on your credit reports
• File report with FTC at www.identitytheft.gov
• File a police report
• Send copies of the police report and ID Theft report to your financial institutions, credit bureaus
• Close accounts and remove fraudulent charges
• Correct credit report

Warning signs of identity theft

• Bills from a credit account you did not open;
• Unauthorized charges on your credit card, or bank accounts;
• Contact from a collection agency regarding a debt you did not incur;
• Checks disappear from your checkbook;
• Billing or account statements do not arrive on time;
• Credit report shows accounts you did not authorize;
• You are turned down for credit due to unauthorized debts on your credit report.

ID Theft Resources

OUCU Lost/Stolen Card Numbers

• Visa Debit Card: 1-866-820-1042
• After hours Credit Card: 1-800-449-7728
• During business hours: Call the Credit Union

Credit Bureaus