Checking Accounts
You're busy and need easy access to your money. We get it!
Get free checking combined with personal service, mobile apps and access through credit union branch partners across the country!
Free & Simple Checking
Free checking, what could be better? Enjoy no monthly maintenance fees, no low-balance fees, unlimited transactions and plenty of additional benefits. Learn more about Free Checking.
Dividend Checking
Earn dividends while still enjoying immediate access to your money! If you typically carry a large balance in your checking, make it work for you with dividend checking.
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Business Checking
If you own a business or have rentals, our small business checking account is for you.
Feature | Free Checking | Dividend Checking |
---|---|---|
Minimum Balance | None | $5 monthly charge waived if you maintain $5,000 balance |
Transactions | Unlimited | Unlimited |
Monthly Service Charge | None | $5 monthly charge, waived if you maintain $5,000 balance |
Free Debit Card | Yes | Yes, earns CU Reward Points |
Dividends | None | Earns dividends if daily balance is over $500 |
Initial Deposit | None | None |
Overdrafts | Overdraft Protection Options | Overdraft Protection Options |