Insurance
You want to be protected when things don’t go according to plan.
Prepare for the unexpected with these OUCU member-exclusive options.
GAP Insurance
Essential financial protection on your vehicle loan that helps you drive with confidence.
If your vehicle is deemed a total loss due to an accident or theft, there can be a significant gap between what you owe on your loan and what your auto insurance will cover. GAP may help make up the difference.
Talk to OUCU Financial today about how we can help protect you from sudden out of-pocket expenses with GAP.
GAP is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your contract will increase the cost of GAP. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee.
Life Insurance
We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.
Call 1-800-814-2914 for more information or get a quote today.
TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage - GEN-2947101.3
Credit Life Insurance & Credit Disability Insurance
How will you make your loan payments when the unexpected hits?
With optional Credit Life and/or Credit Disability Insurance added to your loan, your loan payments can be made for you when you can’t due to accident, injury or death. Talk to your loan officer about it today!
Additional Life Insurance & Long Term Care Insurance
Insurance can be confusing! We can meet to go over your situation and needs.
