Design your Budget
Learning how to live within your means and budget your money will help you avoid the stress of financial hardships.
Budget calculators
Budgeting helps you meet your goals and prioritize your expenses. Creating a list of how much money comes in and how it’s spent is the first thing you should tackle when trying to figure out how to make a budget. This income budget calculator will help you consider how to create a budget plan that will work efficiently for you.
Budget Calculator
Try these virtual coaches
“It’s not how much we earn in this life, it’s how much we spend that keeps us from achieving our goals.”
Create a Budget
This Coach walks you step-by-step through the process of creating a budget that fits your lifestyle. Using the 50/30/20 rule, every dollar is assigned to needs, wants, or savings. You’ll also receive personalized advice to set you up for success.
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Trim Your Budget Coach
Reducing your monthly expenses is a surefire way to keep more money in your pocket but getting started is easier said than done. This Coach walks you through your current spending one category at a time and gives you ideas for cutting costs.
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OUCU Resources
Monthly budget worksheet
Calculate your monthly expenses and income to get an idea of the funds you have to work with to reach your goals.
Expense priorities
Prioritize your expenses based on your values to give a greater sense of control when choosing how to your money.
Make a savings goal
Learn about the 50/30/20 budget plan with Jean Chatzky, Personal Finance Expert.
