7 Must-Know Tips to Stay Safe This Cybersecurity Awareness Month

7 Must-Know Tips to Stay Safe This Cybersecurity Awareness Month

October is Cybersecurity Awareness Month, and there's no better time to strengthen your defenses against online threats. At OUCU Financial, we're committed to helping you stay one step ahead of cybercriminals.
Here are seven essential tips to protect your digital life and keep your accounts secure:

1. Use Multifactor Authentication (MFA)

Multifactor authentication (MFA) adds an extra layer of security to your online accounts. By requiring two or more forms of verification, like a password and a code sent to your phone, MFA makes it much harder for hackers to break in—even if they have your password.

2. Keep Your Software Updated
Regular software updates are your best defense against viruses and malware. Make sure your devices are set to update automatically so you never miss the latest security patches.

3. Be Mindful of What You Share on Social Media
Think twice before posting personal details like your birthday, pet’s name, or favorite hangouts. Cybercriminals can use this information to crack your passwords or security questions. The less you share, the safer you are.

4. Create Strong, Unique Passwords
A strong password is your first line of defense against hackers. Make sure your passwords are at least 16 characters long, using a mix of uppercase and lowercase letters, numbers, and special characters. Avoid using easily guessed details like names or birthdates.
 

5. Watch Out for Phishing Emails
Phishing scams are designed to trick you into revealing personal information. Be suspicious of emails that:

• Come from unfamiliar senders
• Include suspicious links or attachments
• Use urgent or threatening language
• Have generic greetings like "Dear Customer"
• Offer deals that seem too good to be true

If something feels off, don’t click—reach out to the sender through a verified contact method.
 

6. Guard Against Account Takeovers
Account takeover fraud happens when a scammer gains access to your financial accounts and makes unauthorized transactions. Protect yourself by:

• Never sharing personal information via phone, text, or email with anyone claiming to be from your financial institution.
• Ignoring suspicious messages asking you to verify account activity.
• Contacting your bank directly if you suspect fraud.

7. Stay Informed with OUCU Financial
At OUCU Financial, your security is our top priority. We’re here to help you understand the latest cybersecurity threats and how to protect yourself. For more tips and resources on staying secure online, visit our website or reach out to our team.
 

Stay Safe and Cyber-Savvy!
This Cybersecurity Awareness Month, let's work together to stay vigilant and protect what matters most—your personal and financial information.